30-Year Fixed Rate
 Rate  APR  Points
 4.250%  4.335%  1.000%
20-Year Fixed Rate
 Rate  APR  Points
 4.000%  4.116%  1.000%
15-Year Fixed Rate
 Rate  APR  Points
 3.750%  3.897%  1.000%
10-Year Fixed Rate
 Rate  APR  Points
 3.500%  3.711%  1.000%
10-Year Adjustable Rate
 Rate  APR  Points
 3.750%  4.022%  1.000%