5/1 Adjustable Rate Mortgage  Rate  APR  Points  6.324%  5.859%  1.000% 10-Year Adjustable Rate  Rate  APR  Points  7.150%  7.421%  1.000% 30-Year Fixed Rate  Rate  APR  Points  6.950%  6.969%  0.000% 15-Year Fixed Rate  Rate  APR  Points  6.500%  6.530%  0.000%