30-Year Fixed Rate
 Rate  APR  Points
 3.750%  3.832%  1.000%
20-Year Fixed Rate
 Rate  APR  Points
 3.500%  3.614%  1.000%
15-Year Fixed Rate
 Rate  APR  Points
 3.000%  3.144%  1.000%
10-Year Fixed Rate
 Rate  APR  Points
 2.750%  2.958%  1.000%
10-Year Adjustable Rate
 Rate  APR  Points
 3.250%  3.524%  1.000%