30-Year Fixed Rate  Rate  APR  Points  6.750%  6.850%  1.000% 20-Year Fixed Rate  Rate  APR  Points  6.250%  6.378%  1.000% 15-Year Fixed Rate  Rate  APR  Points  5.750%  5.908%  1.000% 10-Year Fixed Rate  Rate  APR  Points  5.750%  5.973%  1.000% 10-Year Adjustable Rate  Rate  APR  Points  6.250%  6.515%  1.000%